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Bali · Retire

Retire in Bali

How Europeans can retire in Bali: retirement visa (KITAS lansia), real cost of living, healthcare, housing and the expat community already here.

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Why Bali differs from other retirement destinations

Bali combines three rare-to-find-together things:

  1. Cost of living well below any quality-equivalent European or American city.
  2. Climate stable, tropical, no thermal extremes.
  3. International community dense and structured, with support networks, events and services for long-term residents.

The visa: KITAS lansia and alternatives

Official retirement visa: KITAS lansia.

Requirements: minimum age (55), certified minimum pension, Indonesian rental/property contract, international health insurance, authorised local sponsor.

Alternative: Second Home Visa, deposit-based.

Realistic cost of living

ItemEUR / month
Rental 1-2 bedroom villa, good area600 – 1,100
Food (market + restaurants)300 – 500
Transport (motorbike / occasional driver)80 – 200
Internet + utilities35 – 70
International medical insurance80 – 160
Leisure, massage, gym100 – 250
Sensible total1,200 – 2,300

Healthcare

International private hospitals:

  • BIMC (Kuta and Nusa Dua).
  • Siloam (Denpasar).
  • Bali Royal Hospital.

For major intervention, residents fly to Singapore (4h) or Australia (6h). International insurance with medical evacuation is non-negotiable.

Frequently asked questions

What's the retirement visa? +
KITAS lansia. Requires minimum age, certified minimum pension, registered housing and medical insurance. Renewable, allows legal long stays.
How much does it cost to retire in Bali? +
A quiet lifestyle, no luxuries, quality housing and frequent eating out: ~1,400-1,900 EUR/month. With good international medical insurance, add 80-160 EUR/month.
And healthcare? +
International private hospitals in Denpasar — BIMC and Siloam — with acceptable standards for most cases. Major surgery: many expats fly to Singapore or Australia. International insurance is non-negotiable.

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